.headings {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-style: normal;
	font-weight: bold;
	color: #000066;
	text-decoration: none;
	padding: 0px;
	margin: 0px;
}
.bodytxt {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-style: normal;
	font-weight: normal;
	color: #000066;
}
.disclaimer {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: normal;
	color: #000066;
}
.clear {
	PADDING-RIGHT: 0px; 
	MARGIN-TOP: 0px; 
	SCROLLBAR-FACE-COLOR: #336699; 
	SCROLLBAR-HIGHLIGHT-COLOR: #999999; 
	MARGIN-LEFT: 2px; 
	MARGIN-RIGHT: 2px; 
	OVERFLOW: auto; 
	SCROLLBAR-SHADOW-COLOR: #DCE7FD; 
	SCROLLBAR-3DLIGHT-COLOR: #DCE7FD; 
	MARGIN-RIGHT: 0px; 
	SCROLLBAR-ARROW-COLOR: #DCE7FD; 
	SCROLLBAR-TRACK-COLOR: #DCE7FD; 
	SCROLLBAR-DARKSHADOW-COLOR: #00236A; 
	SCROLLBAR-BASE-COLOR: #DCE7FD; 
	HEIGHT: 390px; 
	WIDTH: 350px; }
	
.clear2 {
	PADDING-RIGHT: 0px; 
	MARGIN-TOP: 0px; 
	SCROLLBAR-FACE-COLOR: #336699; 
	SCROLLBAR-HIGHLIGHT-COLOR: #999999; 
	MARGIN-LEFT: 2px; 
	MARGIN-RIGHT: 2px; 
	OVERFLOW: auto; 
	SCROLLBAR-SHADOW-COLOR: #DCE7FD; 
	SCROLLBAR-3DLIGHT-COLOR: #DCE7FD; 
	MARGIN-RIGHT: 0px; 
	SCROLLBAR-ARROW-COLOR: #DCE7FD; 
	SCROLLBAR-TRACK-COLOR: #DCE7FD; 
	SCROLLBAR-DARKSHADOW-COLOR: #00236A; 
	SCROLLBAR-BASE-COLOR: #DCE7FD; 
	HEIGHT: 310px; 
	WIDTH: 350px;
}